1. I/We confirm that we have carefully read and fully understood all the terms and conditions of get loan from Cash Suvidha (Trade name of Usha Financial Services Private Limited) through their online portal address www.cashsuvidha.com and applicable to availed from Cashsuvidha.com. I/We accept the terms & conditions unconditionally and agree that these terms and conditions may be amended or modified by Cash Suvidha at any time and I/we will be bound by the amended terms & conditions that are in force.
2. I/We are aware that sanction & approval of the loan(s) will be at the sole discretion of Cash Suvidha and is subject to my/our execution of necessary documents, providing any security (ies) and other closing formalities to the satisfaction of Cash Suvidha. I/We agree that CASH SUVIDHA at its sole discretion may reject my application without providing any reasons, and that I/We reserve no right to appeal against this decision of the company. I/We further understand and agree that the application fee and processing fee are non-refundable and upon my/our application being rejected by CASH SUVIDHA for any reason whatsoever, or the same being withdrawn by me, I/we shall not be entitled to a refund of the same either in part or full.
3. I/We declare that I am/we are citizens of/resident in India and I/we declare, warrant and represent that all the particulars and information and details given / filled in this application form and documents given by me/us to CASH SUVIDHA are true, correct and accurate and I/we have not withheld / suppressed any material information from CASH SUVIDHA. I/We undertake to furnish any additional information/ documents that may be required by CASH SUVIDHA from time to time. I/ We acknowledge that the information given in the loan application and subsequently upon request, shall form the basis of any loan CASH SUVIDHA or any other lender through CASH SUVIDHA may decide to grant me/us. CASH SUVIDHA reserves the right to retain the photograph & the documents submitted with the applications & may not return the same to the applicant.
4. I/We confirm that there are no insolvency proceedings against me/us nor have I/we ever been adjudicated insolvent. I/We also undertake to inform CASH SUVIDHA of changes in my/our occupation/employment and to provide any further information that the company may require. I/We shall advise CASH SUVIDHA on the change in my/our resident status.
5. I/We have not made any payment (and will not pay) either through cheque/cash or otherwise to any Executive/DSA or person in his/her personal name for grant/processing of the loan application.
6. I/We confirm that my/our loan will be used only for the purpose mentioned in loan agreement and will not be use for any speculative or anti-social purpose.
7. As a pre-condition, relating to grant of the loans/advances/credit facilities by CASH SUVIDHA to me/us, I/We agree and give consent for the disclosure by CASH SUVIDHA of:
i) Information and data relating to me/us and our directors and group companies;
ii) The information or data relating to any credit facility availed of/to be availed, by me/us; and
iii) Default, if any, committed by me/us, in fulfil of any our responsibility, to all or any third parties as may be think necessary at the sole discretion of CASH SUVIDHA.
8. CASH SUVIDHA may, as it sensibly think suitable and necessary, disclose and furnish information as set forth above to CIBIL and/or any other agency authorized in this behalf by the RBI. The Borrower hereby agrees that CASH SUVIDHA shall be entitled to exchange information regarding our accounts with other financial institutions or banks, as and when required in accordance with Applicable Law and regulations.
9. I/We Understand and acknowledge that:
i) For the purpose of assessing our credit worthiness, CASH SUVIDHA is authorized to pull from CIBIL and/or any other agency authorized by RBI, data of the applicant(s), directors, group companies, and any other individuals who are involved in the said business, on behalf of which this loan application is made;
ii) CIBIL and any other agency so authorized may use, process the said information and data disclosed by CASH SUVIDHA in the manner as deemed fit by them; and
iii) CIBIL, and any other agency so authorized may furnish for consideration, the processed information and data or products thereof prepared by them, to banks/financial institutions and other credit grantors or registered users, as may be specified by the RBI in this behalf.
10. The CIBIL information obtained may be shared with partner banks and financial institutions.
11. I/We further authorize CASH SUVIDHA and all its group companies to keep me/us informed (vide telephone, SMS, mail, E-mail etc.) of all such promotional schemes and/or activities as they may require.
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