SME Loan

Do you have an appealing business plan? We’re profoundly engaged in helping the small and medium-sized enterprises by providing business capitals. Cash Suvidha targets manufacturers, suppliers and service providers; and provides small business loans at the best-in-the-market interest rates.

While selecting the funding applications, we do not demand a smooth career or a healthy family history; we only consider your vision clarity. Even you are invited by us in a case of any other insufficiently. In order to do this job with the highest level of accuracy for attaining the optimum result, we have elected a team that’s filled with experience-driven professionals, working together in a friendly environment.

Our documentation and disbursement are simple enough to follow. Apply it any time; we are always here to express our hands.

Eligibility Conditions

  • Applicant's business must have minimum operational history of 2 years.
  • Annual business turnover must be 6 Lac & above.
  • Applicant's CIBIL score should be over 650.
  • Collateral in shape of Immovable property

Features of SME Loan

  • No prepayment charges
  • Loan tenure of 12 months to 36 Months
  • Loan amount from 50,000 to 20 lac

Ideal for SME's with:

  • Flawless cash flow
  • Short-term investment requirements
  • To purchase additional Machinery
  • Purchase of Raw Material / Inventory

Required Documents for SME Loans

  • KYC documents of the applicant and the organisation
  • VAT returns for the last 12 months
  • ITR – Financial documents for the last 2 years
  • Bank statements for the last 6 months
  • Previous Loan history

Apply Now

Eligible Category of SME

B2B Services




Easy and Fast Loan Process


Loan EMI

₹ 8,792

Total Interest Payable

₹ 5,499

Total of Payments
(Principal + Interest)

₹ 105,499

Created with Highcharts 4.0.4 Break-up of Total Payment 41.73% 58.27% Principal Loan Amount Total Interest Principal Loan Amount: 41.73%



Trusted by thousands of Borrowers

(Know what customers say about us)

  • Rajesh Saini

    Rajesh Saini


    "I started a small scale medicine business three years back. I was trying for upgrade my investment size, but I was unable to do so, due to due lack of finance. Cash Suvidha, provided me loans and invoice financing. I recommend it for their Fast approval and quick dispersal process."

  • Deepak Sharma

    Deepak Sharma


    "Obviously Usha Financial is not the leading group that's dealing with SME and MSME loans; many companies are there. In term of providing easy finance especially small loan, they are far ahead of the race. We're appreciating it because it helped us in the establishment of our dream."

  • Azmat Ali

    Azmat Ali


    "From last six years I was working in a juice processing firm. It was helping me in managing the family expenses, but I had an intention to establish my own business. I tried my best to pass my project for a loan from many companies but, Cash Suvidha Helped with their expertise of providing secure and unsecure loan to me many times."

  • Dinesh Kumar

    Dinesh Kumar


    "Being a beneficiary of a startup loan in recent days, I personally love to invite my friends to get connected with this fintech platform; it's far-fetched. It's not bothering about a rejection; your loan appeal will be rectified here and allowed for fast movement"

Ready to start?

Open your Cash Suvidha Borrower account and be ready to get money in minutes. Got questions? Check out our FAQs.

Register Now

For Assistance

Call: 011- 47019079    |    Email:
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CASH SUVIDHA is the trade name of Usha Financial Services Pvt. Ltd, a non-banking finance company (NBFC) Registered with RBI Licence No B - 14.02818.

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